Your whole financial picture, with premium.
Everything in the free plan, plus seven tools for planning ahead, tracking what you own and getting deeper insight into your money.
Scenario planning
See what your income and expenditure would look like under different circumstances: a new job, fewer hours, or retirement.
Work out the impact of changes without touching your live budget. Make as many changes as you like, and set up as many scenarios as you need.
Start from a blank template, an existing template or your current live budget. When you're ready, iBudge guides you through turning any scenario into your live income and expenditure.
Already premium? Go to scenarios
Manage stocks and shares
Include your investments in iBudge and follow how they perform.
Adding stocks and shares uses the same familiar interface. Record purchases and sales, and update share prices whenever you like.
By default, your stocks and shares count towards your overall savings in the savings overview and matrix view. You can switch this on and off.
Already premium? Go to stocks and shares
Pensions
Planning for retirement means knowing what's available to you across all of your pensions.
Around two-thirds of workers have more than one pension scheme, so seeing every scheme and its value in one place is key to planning ahead.
Add each pension and track its value. Either add transactions one at a time, or just update the value now and then and iBudge fills in the transactions for you.
Already premium? Go to pensions
Property and mortgages
For most owners, a property is both their biggest monthly bill and their biggest asset. iBudge tracks both sides.
- Value and borrowing. Track what each property is worth, and every line of borrowing against it.
- As many as you own. Add several properties, whether for convenience or to rent out, and track the transactions against each.
Bonus LevelUp
Got a bonus, or a surplus? Spend it now, put it in your pots, or spread the benefit over time.
Bonus LevelUp is for that third option. It puts the bonus in a special pot and releases it back to you gradually, over as many months as you choose.
It's part of Payday Powerup: whenever you have a surplus, choose this option for the amount you want. You'll then see it on your income and expenditure page and in your savings pots overview.
Import wizard
Get the most from iBudge by keeping your pots up to date with every transaction. Premium users can import them from a .csv file.
Almost every bank lets you download your transactions as a .csv file (or as a spreadsheet, which is easy to save as .csv). Upload it to the import wizard and choose a pot for each transaction in turn.
Free users can still add transactions in any savings view: simple, matrix or detailed.
Already premium? Go to the import wizard
Enhanced dashboards and reports
Unparalleled insight into your financial activity.
As well as the headlines report, premium users get an analytics dashboard covering a wealth of reports, all in clear charts with links to the detailed report behind each one.
Each chart shows how you planned to spend your budget or how you actually spent it, with plenty of ways to compare the two. Filters make it easy to change the time period.
Which plan is right for you?
See every feature side by side, free and premium, and decide which suits you.