Your money, your budget. Simple.
Personal finance management just got a whole lot easier. Bring your accounts, savings pots, cards and loans into one budget, and know where every pound should go after each payday.
- Free to use
- Web, iPhone and Android
- Premium when you want more
Work out your balance
Add your income and bills, and see your surplus or deficit at the end of the month.
Fill your savings pots
Ring-fence money for holidays, Christmas or the car, and track every penny in and out.
Power up every payday
A guided check after you're paid shows what's saved, what's due and what's spare.
Ever run out of money before payday?
Or wondered how others have money left over for a holiday?
Good money management is simple... but only if you have the right tools. And you've just discovered the very best.
Sign up for free
Do you know how much you spend?
When did you last compare what goes out with what comes in?
Start by working out your balance at the end of the month using our intuitive, simple tool, with prompts to help you remember the bills that are easy to forget.
Our top 5 features
Set money aside, for anything
Holidays, Christmas, birthday presents, servicing the car, annual subscriptions...
Set up a savings pot for any item, and lend yourself money from another pot if you need to.
Ways to use pots
Guided decisions after every payday
Payday Powerup walks you through where your money should go once you've been paid. It takes a minute or two.
- Checks every balance. Your accounts, cards and loans, compared with their targets.
- Spots the difference. Whether you overspent or underspent since your last payday.
- Helps you decide. Where the difference should go, so your savings, upcoming bills and spare cash are clear.
Your whole financial picture, in one budget.
iBudge is especially powerful when your money is spread across several accounts, cards and investments.
Bank accounts
Set a target balance for each account and iBudge prompts you to move money to the right place.
Cards and loans
Track every transaction against your credit cards and loans, alongside your savings.
Stocks and shares
Record purchases and sales, update prices when you like, and follow how they perform.
Health monitoring
An amber or red warning in the menu whenever something needs your attention.
Pensions
Track every scheme. Add transactions, or just update the value and iBudge fills in the rest.
Property and mortgages
The value of one or more properties, and every line of borrowing against each.
Scenario planning
Test changes without touching your live budget, then make the one you like real.
Bonus LevelUp
Spread a bonus across the months you choose, so the benefit lasts.
See your full financial picture
Our headlines report gives an intuitive, graphical breakdown of your finances for any period of time.
Premium users also get a personal finance dashboard, with a wealth of reports and custom insights.
Premium features
Better money habits
Make every payday count.
Sign up free and start your first budget today, on the web, iPhone or Android.