Compare features

Free or premium, side by side.

iBudge offers a wealth of features for free and premium users alike. Here's everything in each plan, so you can choose the one that's right for you.

Free

Everything you need to budget, save into pots and power up every payday.

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Premium

Everything in free, plus scenarios, investments, pensions, property, Bonus LevelUp, imports and advanced reports.

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Feature Free Premium
Included in free
Income and expenditure Understand how much you spend compared with how much you earn, with hints and tips to guide you. Included Included
Savings pots Set money aside for anything you pay for less often than you're paid: car servicing, holidays, Christmas, birthdays, DIY projects. Included Included
Bank accounts See which money belongs in which account, so bills are always covered and your savings grow. Included Included
Tracking spending from pots Add spending against a pot and see what's left in each one straight away. A quick expense takes less than 10 seconds. Included Included
Payday Powerup Our unique guided check after every payday, so all your money ends up in the right place. Included Included
Labels Group related income and expenditure together. Our AI tools also use labels to make personalised recommendations. Included Included
Balance formulas Set target bank balances from savings pots, other accounts, bonuses, time since a date and more. Included Included
Balance transfers iBudge works out how much to move between your accounts after each payday, and reminds you to do it. Included Included
Credit cards and loans Track spending and repayments against every card and loan. Included Included
Status check Your money health at a glance, with an amber or red indicator in the menu whenever something needs attention. Included Included
Headlines report Income and expenditure against each of your pots, over a period you choose. Included Included
Premium extras
Scenario planning Work out the impact of changes, such as a new job or moving house, without touching your live budget. Not included Included
Stocks and shares Track how your investments perform, and any further investments you make. Not included Included
Pensions Plan for retirement by tracking the funds in every pension, however many you have. Not included Included
Property and mortgages Track the value of each property and every line of borrowing against it. Not included Included
Bonus LevelUp Spread a bonus or surplus over the months you choose, released back to you gradually from a special pot. Not included Included
Import wizard Import your bank transactions from a .csv file, as well as adding them in any savings view. Not included Included
Enhanced dashboards and reports An analytics dashboard with a wealth of reports in clear charts, each linked to the detailed report behind it. Not included Included

Find the right plan for you

Start free and upgrade whenever you want more. Our pricing page has the details.